When you join Alaska USA, you become part of a member-owned financial co-op where you’re the priority—and where your business gets the service it needs.
We leave the profits to you.
We’re a credit union, which means we’re not-for-profit. Our only interest is squarely focused on your business, supporting you with the accounts, lending, and services that support a successful business.
Streamline your operations.
Handle payroll, wire transfers, and tax payments quickly online. And of course you can always call or drop by, because Alaska USA is more than a place to put your money, it’s the people to look after it too.
Oversee all of your finances under one roof.
Alaska USA is one of the nation’s largest credit unions with access to a full range of business financial services that keep your business moving and operating without interruption.
What We Offer, at a Glance
Alaska USA provides your business with access to capital and solutions for smooth transactions, plus people who take care of the details for you.
Checking accounts with low fees, business savings with low minimum balances, money market and certificate accounts to earn dividends, and more.
Efficient checking services for businesses of all sizes, with convenient account management tools to fit your unique business needs.
Earn quarterly dividends with a low minimum balance, or use funds as checking account overdraft protection.
Take advantage of current market conditions to earn dividends while maintaining easy access to your funds.
Competitive business certificate rates help you earn higher dividends. You set the amount and the term, and then watch your money grow.
Depository services, overdraft protection, electronic payment and purchasing, and more for a smooth-running business.
Reliable, secure, and convenient debit and credit card payments processing, check services, loyalty programs, and more.
Make your bulk business deposits remotely, in-branch, at drop boxes, and even at some ATMs.
Business Visa® Debit Card
More secure than checks or cash—the Alaska USA Business Visa Debit Card is a secure and convenient way to manage all of your business purchases worldwide.
Designate a savings account, money market account, or a credit line loan to avoid the inconvenience and expense of bounced checks.
Term loans, lines of credit, and SBA loans for physical improvements to your business and for purchasing new equipment, along with letters of credit for new vendors.
Competitive rates on term loans for extra cash, equipment, real estate, and more.
Lines of Credit
Draw money as you need it with a revolving line of credit—the perfect solution for short-term capital needs.
Overdraft Credit Line
Funds will automatically transfer from your Business Overdraft Credit Line if overdraft protection is needed.
Letters of Credit
Build relationships with new vendors and ensure prompt payment by using our convenient letters of credit.
Small Business Administration (SBA) loan programs to help borrowers with low working capital or insufficient collateral.
The perfect solution for financing the building of a home from the ground up or for extensive remodeling.
Online Banking for Business
Powerful account management tools for electronic payments, online payments, business reports, tax payments, and more.
Comprehensive account management from just one login. Same day wire transfers, custom reports, delegated access, and more.
Make check deposits at your convenience through a personal computer and scanning device.
I want to thank you for NOT being part of the problem that small business owners face daily in this tough economy. It is such a pleasure to deal with people who give their 100% and I see that each time I enter your Big Bear Lake branch or need to speak to someone in your call center.
When I do call, I not only get a real person, I get someone who cares and is very professional and efficient. I appreciate that your on-line system is easy, your fees are reasonable, and that I have had no issues. I live in Orange County and Big Bear Lake, California, so I need my banking and the people I deal with to be reliable. Thank you and keep up the good work, Alaska USA!
Kathy B.— California
We worked with Robert in commercial lending. He helped establish us with our initial equipment loan. Since then, we have expanded the brewery three times. All through that process, Robert has been there helping us with additional loans.
Dana W. and Shane K.— King Street Brewing
Just a Few of Our Achievements
Experience and Dedication
Alaska USA is one of the nation's largest credit unions with decades of experience in business development ready to work for you.
Better Business Bureau
A+ Rating from the Better Business Bureau
Top Member Business Lender
As a member of MBL, Alaska USA Federal Credit Union is equipped to provide business loan products that match business members' needs.
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