Regardless of whether you need insurance for your home, vehicles, life, or something else, there are two common ways to buy a policy; work with an insurance broker who represents several companies or buy directly from the insurance company itself. While buying direct may seem easier or less expensive, it pays to use an insurance broker.
An insurance broker does not work for a single insurance company; they represent several quality insurance carriers and bring broad knowledge of different companies and their policy options. A broker can quickly get quotes from multiple insurers, allowing you to compare ‘apples to apples’ across companies. Our experienced agents are licensed to sell different types of insurance and have a broad understanding of policies and options.
A good insurance broker starts by asking questions to learn about what you need. Do you have special circumstances? For example, do you have a valuable collection that requires special coverage? An insurance broker will know how to include that coverage either on its own or with your homeowners policy.
Because an insurance broker represents several companies, they can shop around to find the best coverage at the best price, tailored exactly to what you need. For example, if your teenage son has a less-than-perfect driving record, a broker will know who can provide the best policy at the lowest rate. An insurance broker can also advise you on ways to bundle your coverage, which will save you money.
A broker works for you, not a specific insurance company, so they know what to do to find you the right coverage at the best price, and won't try to sell you coverage you don’t need. Insurance companies also add new options all the time; your broker can help keep you up to date and offer new options that continue to protect you and your family.
Alaska USA Insurance Brokers works for you, not for the insurance company. They provide personalized advice to help you identify the best insurance for your needs, and then they’ll work hard to find that coverage at the best price possible. They offer a wide range of coverages including home, condo and renter’s, auto, motorhome and RV, boats, motorcycles, ATVs and snow machines, as well as flood, earthquake, life insurance and more.
You are about to visit a third-party website not operated by Alaska USA Federal Credit Union.
Alaska USA Federal Credit Union is not responsible for the product, service, or website content on any external third-party sites and does not represent either you or the website operator if you enter into a transaction. Alaska USA Federal Credit Union's privacy and security policies do not apply to the linked site.Continue OR, CANCEL