Savings and Budgeting

Saving money can be easy when you have a strategy—and look into some unexpected savings sources.

The Savings vs. Payoff Debt Dilemma

Should you save money, pay off debt first, or split your funds between both?

Most experts recommend that you establish a solid emergency savings account and pay off credit card debt before you begin to pay down fixed-payment debt. When it comes to debt like credit cards and personal loans, you have a choice—pay off debts with the highest interest rate first or pay down the smallest debt first and then move on to the next one.

 

Savings and debt advice

Saving and budgeting basics

How to Set a Household Budget

Learn how to develop a budget that will get you where you want to be.

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Building an Emergency Savings Fund

Rainy day savings provide shelter from life’s storms – 6 tips to building an emergency savings fund.

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Automate Your Savings

Automating isn’t just for paying bills anymore. Learn how you can become a better saver. 

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Saving and budgeting for a goal

Saving for College 101

4 ways to save—and 1 to avoid—when saving for your child’s education.

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How to Save Money When You Move

Tips and tricks for keeping moving costs low and avoiding hidden surprises.

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Bon Voyage! How to Take a Great Vacation Without Breaking the Budget

These budget-friendly vacation planning tips will help you relax before you even leave home.

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5 Ways to Say ‘I Do’ to a Wedding Budget

Are wedding bells ringing? Here’s how to budget for your ‘happily ever after’ wedding.

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4 Common Costs of Pet Ownership

Can you truly afford to add a new pet to your household?

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6 Steps to Setting a Remodeling Budget You Can Live With

How to set a remodeling budget that will keep you out of the dog house.

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Credit Unions Offer Money Saving Opportunities

While banks and credit unions offer nearly identical services and account choices, there are some key, money saving differences.

As not-for-profit, member-owned cooperatives, credit unions give back to members in the form of lower loan rates, fewer fees, and higher returns on deposits than you’d typically find at traditional banks. That’s more money for your savings account, your pocket, and your family.

 

Benefits of credit union membership

Savings tools

Add Value to Your Savings

Certificate accounts are a great way to make sure your money keeps its value until you need it.

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Build Your Savings Using a Ladder

Looking for the best return on your certificate account but need the flexibility to access your money along the way? Consider laddering.

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Get a Head Start on College Tuition Savings

College and post-secondary costs keep growing—you can mitigate many of those future costs by starting a plan now.

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4 Reasons to Open a Savings Account for Your Child

When is the best time to open a savings account for your child? Today.

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Take the Drama out of Healthcare Costs

Almost everyone will have healthcare costs at some point—a little preparation can prevent those costs from crippling your finances.

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When to Use Your Business Savings

Having money in savings is a great business practice—you're better prepared for emergencies and any other unexpected expenses that may come up. But what are some other times when it would be wise to tap into your business savings account, besides emergencies?

Consider these 5 smart ways to use your business savings.

 

Put your money to work

Budgeting for fun

Super Savings for the Super Bowl

3 tips to hosting a Super Bowl party that won’t break the bank.

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Romance Doesn't Have to Break the Bank

Love is in the air, but the cost of romance can add up. Here are 4 tips to help save on Valentine's Day.

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