Why Choose an Adjustable Rate Mortgage?

Considering an Adjustable Rate Mortgage? Get the facts before you decide.

ARM Yourself with the Facts About Adjustable Rate Mortgages

If you’ve worked hard on building a great credit score, it’s a good idea to consider an Adjustable Rate Mortgage (ARM). Today's ARM options offer several benefits for homebuyers, including a lower initial interest rate than a traditional mortgage.
Before you choose an Adjustable Rate Mortgage, make sure you understand how they work.

 

What is an ARM?

ARMs typically cost less up front and are good way to take advantage of lower interest rates. However, month to month payments can fluctuate.


What are the advantages of an ARM over a fixed-rate mortgage?

ARMs aren't for everyone, but they do offer benefits…


When should you consider an ARM?

An ARM may make sense when…


What should you look for in an ARM?

Before choosing an Adjustable Rate Mortgage, make sure to do thorough research…


Choosing a mortgage is a big decision. We’re here to help.

The home loan experts at Alaska USA Mortgage Company will help you decide whether an Adjustable Rate Mortgage is right for you. To find out more request an appointment today!

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ARM Index


Did You Know?

The index that is used to determine the adjustable part of an Adjustable Rate Mortgage’s interest rate is based on market factors. Popular mortgage indices include the London Interbank Offered Rates (LIBOR) and the MTA (Monthly Treasury Average).

6 percent of all mortgage ARM


Did You Know?

About 6% of all mortgages are structured as Adjustable Rate Mortgages.

Three Reasons to Work With Us

Choose the best.

A mortgage is typically the single largest investment for anyone. Choosing the right professional to guide you through the process is key, and so is local knowledge. When you team up with us, you team up with in-house processors, underwriters, and closers right in your neighborhood.

Experience counts.

Understanding the dynamics of the mortgage industry is just as key too. Alaska USA Mortgage Company home loan experts are equipped with the tools that enable them to have the latest information at the click of a button so they can quickly put it to work for you.

You’ll work with a personal mortgage professional.

Every client is unique, and Alaska USA Mortgage Company strives to help clients through the maze of home financing. We listen to your needs, understand your bottom line, and provide you with the best mortgage for your unique circumstances.

Want to know more? We're happy to help.

Meet with a home loan expert to get all your questions answered.

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