Why Choose an Adjustable Rate Mortgage?

Considering an Adjustable Rate Mortgage? Get the facts before you decide.

ARM Yourself with the Facts About Adjustable Rate Mortgages

If you’ve worked hard on building a great credit score, it’s a good idea to consider an Adjustable Rate Mortgage (ARM). Today's ARM options offer several benefits for homebuyers, including a lower initial interest rate than a traditional mortgage.

Before you choose an Adjustable Rate Mortgage, make sure you understand how they work.

What is an ARM?

ARMs typically cost less up front and are good way to take advantage of lower interest rates. However, month to month payments can fluctuate.


What are the advantages of an ARM over a fixed-rate mortgage?

ARMs aren't for everyone, but they do offer benefits…


When should you consider an ARM?

An ARM may make sense when…


What should you look for in an ARM?

Before choosing an Adjustable Rate Mortgage, make sure to do thorough research…


Choosing a mortgage is a big decision. We’re here to help.

The home loan experts at Alaska USA Mortgage Company will help you decide whether an Adjustable Rate Mortgage is right for you. To find out more request an appointment today!

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ARM Index

Did You Know?

The index that is used to determine the adjustable part of an Adjustable Rate Mortgage’s interest rate is based on market factors. Popular mortgage indices include the London Interbank Offered Rates (LIBOR) and the MTA (Monthly Treasury Average).

6 percent of all mortgage ARM

Did You Know?

About 6% of all mortgages are structured as Adjustable Rate Mortgages.

Three Reasons to Work With Us

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