A Smarter Way to Save

Certificate rates at Alaska USA Federal Credit Union are on the rise! Increase your earnings and balance your portfolio with guaranteed returns. 
4.8 star rating

There’s no better option than an Alaska USA Certificate Account!

Guaranteed returns, flexible term options, and the backing of a not-for-profit cooperative providing dependable financial services for 70 years.

Certificates


Rates as of August 7, 2020
Filter By:
 
Minimum Balance Term APY*
$500 1 - 2 Months 0.20%
$500 3 - 5 Months 0.30%
$500 6 - 8 Months 0.45%
$500 9 - 11 Months 0.60%
$500 12 - 17 Months 0.75%
$500 18 - 23 Months 0.80%
$500 24 - 35 Months 0.85%
$500 36 - 47 Months 0.90%
$500 48 - 59 Months 0.95%
$500 60 Months 1.00%
$2,500 1 - 2 Months 0.20%
$2,500 3 - 5 Months 0.30%
$2,500 6 - 8 Months 0.45%
$2,500 9 - 11 Months 0.60%
$2,500 12 - 17 Months 0.75%
$2,500 18 - 23 Months 0.80%
$2,500 24 - 35 Months 0.85%
$2,500 36 - 47 Months 0.90%
$2,500 48 - 59 Months 0.95%
$2,500 60 Months 1.00%
$10,000 1 - 2 Months 0.20%
$10,000 3 - 5 Months 0.30%
$10,000 6 - 8 Months 0.45%
$10,000 9 - 11 Months 0.60%
$10,000 12 - 17 Months 0.75%
$10,000 18 - 23 Months 0.80%
$10,000 24 - 35 Months 0.85%
$10,000 36 - 47 Months 0.90%
$10,000 48 - 59 Months 0.95%
$10,000 60 Months 1.00%
$25,000 1 - 2 Months 0.20%
$25,000 3 - 5 Months 0.30%
$25,000 6 - 8 Months 0.45%
$25,000 9 - 11 Months 0.60%
$25,000 12 - 17 Months 0.75%
$25,000 18 - 23 Months 0.80%
$25,000 24 - 35 Months 0.85%
$25,000 36 - 47 Months 0.90%
$25,000 48 - 59 Months 0.95%
$25,000 60 Months 1.00%
$50,000 1 - 2 Months 0.20%
$50,000 3 - 5 Months 0.30%
$50,000 6 - 8 Months 0.45%
$50,000 9 - 11 Months 0.60%
$50,000 12 - 17 Months 0.75%
$50,000 18 - 23 Months 0.80%
$50,000 24 - 35 Months 0.85%
$50,000 36 - 47 Months 0.90%
$50,000 48 - 59 Months 0.95%
$50,000 60 Months 1.00%
$100,000 1 - 2 Months 0.20%
$100,000 3 - 5 Months 0.30%
$100,000 6 - 8 Months 0.45%
$100,000 9 - 11 Months 0.60%
$100,000 12 - 17 Months 0.75%
$100,000 18 - 23 Months 0.80%
$100,000 24 - 35 Months 0.85%
$100,000 36 - 47 Months 0.90%
$100,000 48 - 59 Months 0.95%
$100,000 60 Months 1.00%
$250,000 1 - 2 Months 0.20%
$250,000 3 - 5 Months 0.30%
$250,000 6 - 8 Months 0.45%
$250,000 9 - 11 Months 0.60%
$250,000 12 - 17 Months 0.75%
$250,000 18 - 23 Months 0.80%
$250,000 24 - 35 Months 0.85%
$250,000 36 - 47 Months 0.90%
$250,000 48 - 59 Months 0.95%
$250,000 60 Months 1.00%

* The disclosed Annual Percentage Yield (APY) is the prospective yield that Alaska USA anticipates paying for the applicable dividend period. The dividend method you select may affect certificate earnings. There is a penalty for early withdrawal from a certificate or tax deferred IRA certificate. In the event an early withdrawal lowers the certificate balance below the required minimum, the certificate must be canceled or closed, and the forfeiture amount will be calculated using the full balance of the certificate.

For complete account disclosure information, refer to your Share Account Disclosure Statement or call the Member Service Center: (907) 563-4567 or (800) 525-9094.

Member accounts are federally insured up to $250,000 by the National Credit Union Share Insurance Fund. Individual Retirement Accounts are separately insured up to an additional $250,000.

Not a member? Not a problem!

There's never been a better time to become a member. Get in touch today!

Visit Your Local Branch

Find A Branch

Call us

800-525-9094

Send Us a Message

memberservice @alaskausa.org

Join Alaska USA today and experience the difference!

A full-service partner for your entire financial life

Alaska USA provides for all of life’s financial needs—like insurance, retirement planning, home loans, and banking for your business too.

Banks are motivated by profit. We’re motivated by you.

We don’t have shareholders. We’re owned by members, which means we return profits to members across our accounts and services—like checking, savings, insurance, access to retirement planning, investments, home loans, and banking for your business too.

We travel with you

When you join Alaska USA, you become a member of a cooperative where lower interest rates on loans, fewer fees, and your entire financial wellbeing come first. We can do all those things because we’re member-owned and not-for-profit.    

Happy Members

Alaska USA has turned out to be the best financial institution I've ever worked with. Transactions are easy and stress-free, and the online account management is especially convenient. If you have questions or special circumstances, the customer service folks are informed, perceptive, and efficient. You really can't do better than Alaska USA.

AF M. — Shelton, Washington

I joined when I got stationed at Elmendorf Air Force Base in ‘75. When I left two years later, I decided to keep the account—and I'm so glad I did! Fantastic customer service, no matter where in the world I was stationed during my 24-year Air Force career. Now, living in Ohio, I still depend on Alaska USA and will continue to forever. Thanks for being there, and for all your support!

Gail D. — Richwood, Ohio


Just a few of our achievements

Money Magazine 2018 Award Winner

Best Bank in every U.S. State

Better Business Bureau

A+ Rating from the Better Business Bureau

Best of Alaska

Best Bank in Alaska for over 13 years in a row

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