Alaska USA Federal Credit Union offers three personal checking account options that include no monthly fee options, overdraft protection, and the option to earn dividends starting at balances of $1,000.
Convenience Checking
Enjoy no monthly fee when you have a recurring direct deposit to the checking account.
View Checking InfosheetRelationship Checking
Monthly fee is waived when you maintain at least $500 in your checking account, or any other associated share or loan account. Also free for members age 13-25.
Investor Checking
Earns dividends* each day the balance is at least $1,000, plus no monthly fee when you maintain a minimum balance of $1,000.
Account Terms
Members who open checking accounts must be at least 13 years of age and are subject to Chex Systems verification.
You may change your checking account type at any time without changing your account number or reordering checks. Change your account online, at any branch, or call the Member Service Center. Please note that the type of account does not automatically change based upon the account balance or direct deposit activity.
For complete account information, refer to the Share Account Disclosure Statement. You will also receive a copy when you open an account.
*Investor Checking dividends are earned at a rate based on money market conditions, calculated daily, and paid monthly on the total account balance each day the balance is at least $1,000.
Account Features
- Free ATM or Visa® Debit Card
- Access your accounts online 24/7
- Manage your payments and transfers with Bill Pay
- Detailed eStatements
- Overdraft protection
Not a member? Not a problem!
There's never been a better time to become a member. Get in touch today!
Join today
Open an accountYou will need your Social Security Number, Government-issued ID, and information for funding your new account handy during the enrollment process.
Visit a branch
Find your local branch