The Alaska USA Financial Planning & Investment Services program is offered through CUNA Brokerage Services, Inc.*, a broker/dealer focused on serving credit union members. CUNA Brokerage Services, Inc. is an affiliate of CUNA Mutual Group. For more information about CUNA Brokerage Services, Inc., please visit cunabrokerage.com
Smart retirement planning involves the right mix of investment products.
Even if you’re eligible for an employer sponsored retirement plan, a Traditional IRA can be a great way to supplement retirement income. Traditional IRA contributions are not taxed as income until they’re withdrawn at the time of retirement. This can lower the amount of taxes paid in the year the money is contributed, though when it comes time to withdraw the money it will be taxed as income.
The advantages of Roth IRAs are almost the opposite of traditional IRA benefits. You can’t make tax-deductible contributions to a Roth IRA, but the money you put in a Roth IRA grows not just tax-deferred, but tax-free. In other words, you won’t have to pay any federal taxes on your earnings when you take money out, provided you meet certain requirements.
Qualified Retirement Plan Rollovers
Qualified Retirement Plan rollovers are tax-free transactions in which your balance in a tax-qualified employer-sponsored retirement plan, such as a 401(k), tax-sheltered annuity 403(b), or governmental 457(b) plan, is rolled over to another tax-qualified account such as an IRA. When done properly, a rollover will preserve the tax-sheltered status of the retirement assets.
What to expect if you work with us
A financial professional will listen to your needs and goals, and then help you create a roadmap to get there.
Timing and a solid investment approach are important to any strategic investment plan. With a financial professional to help you, you don’t have to worry about going it alone.
Markets are constantly changing—sometimes up, sometimes down. A professional can help you remove emotion from the equation, so your goals stay on target.
Your overall financial health is about much more than just the stock market, and a financial professional can show you how to manage your goals no matter what milestone is happening in your life.
Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, D/B/A Alaska USA Financial Planning & Investment Services, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty States of the United States of America. FR-3878557.1-1021-1123 Exp. 11/20/2023
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