*Annual Percentage Rate for purchases, balance transfers, and cash advances is 10.5%, 12.5%, or 14.5%, based on your credit worthiness.
Every purchase you make earns points that can be used for travel and name brand merchandise.
†With an Alaska USA checking account you pay no annual fee, a rarity among credit cards that offer travel rewards.
You’ll be hard-pressed to find a credit card with better rewards and a lower interest rate—so low you might consider a no-fee balance transfer from one of your higher rate cards. The Alaska USA Visa Credit Card is the everyday card you’ll love for years to come!
Reward yourself every day with Alaska USA Visa Credit Card reward points. You can use your points for airfare, as well as discounts on hotels, rental cars, tours, cruises, and more. Travel points never expire, and are good for almost any airline, at any time—giving you the chance to go anywhere you want to go. Don’t want to travel? You can choose from an amazing selection of merchandise as well.
Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Get Your Estimate
| Annual Percentage Rate (APR) for purchases | 10.5%, 12.5%, or 14.5% Same rate for purchases, balance transfers, and cash advances. Your fixed rate APR (one of the rates shown) will be assigned based on your credit worthiness. |
| How to avoid paying interest on purchases | You have 25 days to repay your balance for purchases before being charged a finance charge. |
| Annual fee | $50 (waived for Alaska USA checking account holders) |
| Transaction fee for cash advances | 2% of the cash advance amount ($10 maximum) |
| Fee for foreign transactions | No fee |
| Late payment fee | Up to $35 |
| Returned Payment fee | Up to $25 |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore/.
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)".
This information is accurate as of February 2010, and is subject to change upon written notice to cardholders. To confirm current features and costs, contact the Member Service Center at 800-525-9094.
Prior to December 31, 2019
Visa Credit Card Agreement 10.5% (PDF 177KB)
Visa Credit Card Agreement 12.5% (PDF 177KB)
Visa Credit Card Agreement 14.5% (PDF 177KB)
After December 31, 2019
Visa Credit Card Agreement 10.5% (PDF 177KB)
Visa Credit Card Agreement 12.5% (PDF 177KB)
Visa Credit Card Agreement 14.5% (PDF 177KB)
If you have pledged or later pledge collateral to secure an obligation, another debt, or other credit with Alaska USA (other than for real property), credit extended under this card is secured by that collateral.
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Alaska USA Federal Credit Union is not responsible for the product, service, or website content on any external third-party sites and does not represent either you or the website operator if you enter into a transaction. Alaska USA Federal Credit Union's privacy and security policies do not apply to the linked site.
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