Get a rewarding credit card

Reward yourself with an Alaska USA Visa® Credit Card—combining a low fixed rate with reward points redeemable for travel and merchandise!

Apply Now

Everyday card benefits

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Low fixed rates

*Annual Percentage Rate for purchases, balance transfers, and cash advances is 10.5%, 12.5%, or 14.5%, based on your credit worthiness.

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Rewards points

Every purchase you make earns points that can be used for travel and name brand merchandise.

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No annual fee

With an Alaska USA checking account you pay no annual fee, a rarity among credit cards that offer travel rewards.

What are you waiting for? Apply now!

You’ll be hard-pressed to find a credit card with better rewards and a lower interest rate—so low you might consider a no-fee balance transfer from one of your higher rate cards. The Alaska USA Visa Credit Card is the everyday card you’ll love for years to come!

Alaska USA Visa Credit Card Rewards

Reward yourself every day with Alaska USA Visa Credit Card reward points. You can use your points for airfare, as well as discounts on hotels, rental cars, tours, cruises, and more. Travel points never expire, and are good for almost any airline, at any time—giving you the chance to go anywhere you want to go. Don’t want to travel? You can choose from an amazing selection of merchandise as well.

man jumping next to waterfall
woman and dog on the beach free

 

Terms

Visa® Credit Card Disclosure

Annual Percentage Rate (APR) for purchases 10.5%, 12.5%, or 14.5% 
Same rate for purchases, balance transfers, and cash advances. Your fixed rate APR (one of the rates shown) will be assigned based on your credit worthiness.
How to avoid paying interest on purchases You have 25 days to repay your balance for purchases before being charged a finance charge.
Annual fee $50 (waived for Alaska USA checking account holders)
Transaction fee for cash advances 2% of the cash advance amount ($10 maximum)
Fee for foreign transactions No fee
Late payment fee Up to $35
Returned Payment fee Up to $25

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore/.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)".

This information is accurate as of February 2010, and is subject to change upon written notice to cardholders. To confirm current features and costs, contact the Member Service Center at 800-525-9094.

Prior to December 31, 2019

Visa Credit Card Agreement 10.5% (PDF 177KB)
Visa Credit Card Agreement 12.5% (PDF 177KB)
Visa Credit Card Agreement 14.5% (PDF 177KB)

After December 31, 2019

Visa Credit Card Agreement 10.5% (PDF 177KB)
Visa Credit Card Agreement 12.5% (PDF 177KB)
Visa Credit Card Agreement 14.5% (PDF 177KB)

If you have pledged or later pledge collateral to secure an obligation, another debt, or other credit with Alaska USA (other than for real property), credit extended under this card is secured by that collateral.

Not a member? Not a problem!

There's never been a better time to become a member. Get in touch today!

Visit Your Local Branch

Find A Branch

Call us

800-525-9094

Send Us a Message

memberservice @alaskausa.org

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