Make it Happen with a Real Estate Loan

Home improvements

When you need a new roof, new plumbing, or other improvements to the basic livability of your home or investment property in Alaska, Arizona or Washington, you can benefit from a Federal Housing Administration (FHA) Title I Home Improvement Loan through Alaska USA.

An annual FHA insurance fee equal to 1% of the original loan amount is required. There is no origination fee, no credit report fee, no title insurance, and no appraisal necessary. Loan approval based on Alaska USA credit lending policy.

Use your home equity

Use the equity you’ve built in your personal residence to secure a loan or line of credit that can be used for a range of purposes. Home equity loans and Home Equity Lines of Credit (HELOCs) are first or second deeds of trust available on residential property.

Home equity loan – Similar to a mortgage or consumer loan, a home equity loan is one lump sum to be paid back in regular payments, over a specified term. Often used to finance a major purchase, like remodeling your home or purchasing a new vehicle.

HELOC – A line of credit you can access any time, similar to a credit card. HELOCs are great for when you need to access funds over a period of time, such as college, a wedding, or just to be prepared for unexpected expenses. HELOC funds can be accessed at a branch, ATM, through online account access, or telephone transfer.

HELOC Important Terms»

Get away from it all

Get started on your dream home or getaway spot with an Alaska USA recreational property loan located in Alaska, Arizona or Washington.

We focus on the finances, so you can spend more time enjoying the great outdoors—or watching the great outdoors from the comfort of your cabin!

Dream home. Dream location.

Location, location, location—think about a residential lot loan when you’d like to finance the perfect piece of property to be the future site of your personal residence.

You worry about the scenery and surroundings; we’ll worry about the financing.