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Build the home of your dreams with a residential lot loan

Can’t find your dream home? Why not start from scratch.

Think about a residential lot loan when you’d like to finance a piece of property intended as the future site of your personal residence—or a residential lot that is adjacent to your current residence.


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Is a residential lot loan right for me?

Sometimes you have a specific idea of what you want your home to look like, and no matter how hard you look you can’t find an existing house that lives up to your dream. If that’s the case, a residential lot loan might be perfect for you. Not only will you be able to build your dream home from the ground up, you’ll also have greater control over the location you want to live. It’s about as personalized as it gets when it comes to creating your home!


What else should I know?

  • Typically, the property should not exceed 10 acres, and must be located in Alaska, Arizona or Washington.
  • Eligible residential lots must be located within the service area of an Alaska USA office, on a publicly/community-maintained road, in a predominantly residential area. The property must have reasonable access to water, sewer, and electric services.
  • Hazard insurance and/or flood insurance may be required if you are financing a structure in addition to land.


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